- Licensed in 34 states - 5 Years of Experience - Free Consultation - Shop All Your Options - NPN#20611433
- Health Carriers: United Healthcare , Cigna, Aetna, BlueCross Blue Shield, First Health - Life Carriers - Tansamerica , Foresters , Ethos, Mutual of Omaha
What Would You Like to Review?
Choose the coverage you need to get started.
How We Can Help
- Plan your health coverage when starting your own studio
- Compare monthly costs with changing project income in mind
- Check coverage for your family's doctors and prescriptions
- See whether your studio qualifies for employee health benefits
- Understand what's covered before you switch health plans
- Explore life insurance for your family and business partners
Why Work with KHS?
A More Focused Way to Review Coverage
✓ Independent guidance across multiple insurance carriers
✓ Direct access to a licensed insurance advisor
✓ Clear explanations without insurance jargon
✓ Personalized recommendations based on your goals
✓ Help with applications and next steps
✓ A coverage review with no obligation to enroll
Common Questions
Is This for Solo Architects or Architecture Studios?
Both. Independent architects can review personal and family coverage; studio owners can also request health benefits reviews for eligible employees.
Can I Plan Coverage Before Opening My Own Studio?
Yes. You can begin before leaving an employer. Enrollment eligibility and coverage start dates still depend on the plan.
Can I Review Household Coverage Separately from Studio Benefits?
Yes. A personal health and life insurance review does not require starting an employee benefits review for the studio.
Can My Studio Partner Join the Benefits Call?
Yes. If you share employee benefits decisions, you can both take part in the conversation.
Do I Need an In-Person Appointment?
No. Choose an available phone appointment around project meetings and site visits.
Compare Coverage and Cost
Marketplace plans are private insurance. Outside the Marketplace, some plans are ACA-compliant; others use medical underwriting and may exclude pre-existing conditions, cap benefits, or cover fewer services. A lower premium does not mean equivalent coverage.
- Compare what each plan covers, excludes, and could cost when you need care.
Korbos Health Solutions LLC is an independent insurance agency, not a government agency. Services are available where licensed. Availability, eligibility, premiums, benefits, exclusions, underwriting, and enrollment rules vary by state and plan. Non-ACA products may lack ACA protections. Limited-benefit and fixed-indemnity policies do not replace comprehensive major medical coverage. Savings, approval, and effective dates are not guaranteed. Keep existing coverage until any replacement is approved, effective, and understood.