- Licensed in 34 states - 5 Years of Experience - Free Consultation - Shop All Your Options - NPN#20611433
- Health Carriers: United Healthcare , Cigna, Aetna, BlueCross Blue Shield, First Health - Life Carriers - Tansamerica , Foresters , Ethos, Mutual of Omaha
What Would You Like to Review?
Choose the coverage you need to get started.
How We Can Help
- Explore health plans when you work for yourself
- Compare coverage costs with busy and slow seasons in mind
- Understand what a health plan covers if you're injured at work
- Check coverage for your family's doctors and prescriptions
- See whether your crew qualifies for group health benefits
- Explore life insurance to help protect your family financially
Why Work with KHS?
A More Focused Way to Review Coverage
✓ Independent guidance across multiple insurance carriers
✓ Direct access to a licensed insurance advisor
✓ Clear explanations without insurance jargon
✓ Personalized recommendations based on your goals
✓ Help with applications and next steps
✓ A coverage review with no obligation to enroll
Common Questions
Do You Work with Solo Contractors?
Yes. We work with independent tradespeople and contracting business owners reviewing personal, family, or eligible employee health coverage.
Can I Start with Coverage for Just Me and My Family?
Yes. You can request a personal or family review without requesting a health benefits review for your entire crew.
Can I Request a Review Before My Current Plan Renews?
Yes. You can start with your renewal notice and current coverage. You do not need to cancel a plan to request a review.
Can My Business Partner Join the Call?
Yes. If you share decisions about employee health benefits, you can include your business partner in the conversation.
Can We Review Options by Phone?
Yes. Choose an available phone appointment that fits your work schedule, without needing to travel from a job site to an office.
Compare Coverage and Cost
Marketplace plans are private insurance. Outside the Marketplace, some plans are ACA-compliant; others use medical underwriting and may exclude pre-existing conditions, cap benefits, or cover fewer services. A lower premium does not mean equivalent coverage.
- Compare what each plan covers, excludes, and could cost when you need care.
Korbos Health Solutions LLC is an independent insurance agency, not a government agency. Services are available where licensed. Availability, eligibility, premiums, benefits, exclusions, underwriting, and enrollment rules vary by state and plan. Non-ACA products may lack ACA protections. Limited-benefit and fixed-indemnity policies do not replace comprehensive major medical coverage. Savings, approval, and effective dates are not guaranteed. Keep existing coverage until any replacement is approved, effective, and understood.