- Licensed in 34 states - 5 Years of Experience - Free Consultation - Shop All Your Options - NPN#20611433
- Health Carriers: United Healthcare , Cigna, Aetna, BlueCross Blue Shield, First Health - Life Carriers - Tansamerica , Foresters , Ethos, Mutual of Omaha
What Would You Like to Review?
Choose the coverage you need to get started.
How We Can Help
- Paying full price? See how other health plans compare
- Compare monthly premiums and what you pay for care
- Understand coverage differences before choosing a lower-priced plan
- Check coverage for your prescriptions and specialist visits
- Review whether you qualify for help with monthly premiums
- Confirm your new coverage before ending your current plan
Why Work with KHS?
A More Focused Way to Review Coverage
✓ Independent guidance across multiple insurance carriers
✓ Direct access to a licensed insurance advisor
✓ Clear explanations without insurance jargon
✓ Personalized recommendations based on your goals
✓ Help with applications and next steps
✓ A coverage review with no obligation to enroll
Common Questions
Is This for People Paying the Full Cost of Health Insurance?
Yes. This review is for individuals and families paying premiums without Marketplace financial assistance, including business owners and self-employed professionals.
Can I Request a Review If I Already Have a Marketplace Plan?
Yes. You can use your current plan or renewal as the starting point. You do not need to cancel coverage to request a review.
Do I Need to Own a Business?
No. Individuals and families can request a review, whether or not they own a business.
Can I Start Planning Before My Current Plan Renews?
Yes. You can request a review in advance. Enrollment eligibility, deadlines, and coverage start dates still depend on the plan.
Do I Need to Upload Tax or Medical Records?
No. The initial request needs only contact and basic coverage information. Later application requirements depend on the coverage you pursue.
Am I Applying for Insurance by Submitting This Form?
No. You are requesting a conversation with KHS. Reviewing options, choosing coverage, and completing an application are separate steps.
Compare Coverage and Cost
Marketplace plans are private insurance. Outside the Marketplace, some plans are ACA-compliant; others use medical underwriting and may exclude pre-existing conditions, cap benefits, or cover fewer services. A lower premium does not mean equivalent coverage.
- Compare what each plan covers, excludes, and could cost when you need care.
Korbos Health Solutions LLC is an independent insurance agency, not a government agency. Services are available where licensed. Availability, eligibility, premiums, benefits, exclusions, underwriting, and enrollment rules vary by state and plan. Non-ACA products may lack ACA protections. Limited-benefit and fixed-indemnity policies do not replace comprehensive major medical coverage. Savings, approval, and effective dates are not guaranteed. Keep existing coverage until any replacement is approved, effective, and understood.