- Licensed in 34 states - 5 Years of Experience - Free Consultation - Shop All Your Options - NPN#20611433
- Health Carriers: United Healthcare , Cigna, Aetna, BlueCross Blue Shield, First Health - Life Carriers - Tansamerica , Foresters , Ethos, Mutual of Omaha
What Would You Like to Review?
Choose the coverage you need to get started.
How We Can Help
- Plan your health coverage before leaving an employer
- Paying full price? Compare available plans and what they cover
- Check access to care when projects take you out of town
- Review health options for you and your family
- Explore health benefits for your engineering firm's employees
- Review life insurance for your family and business partners
Why Work with KHS?
A More Focused Way to Review Coverage
✓ Independent guidance across multiple insurance carriers
✓ Direct access to a licensed insurance advisor
✓ Clear explanations without insurance jargon
✓ Personalized recommendations based on your goals
✓ Help with applications and next steps
✓ A coverage review with no obligation to enroll
Common Questions
Do You Work with Independent and Contract Engineers?
Yes. The review is available to freelance engineers, contract engineers, and engineering firm owners seeking health or life insurance.
Can I Start Planning Before Leaving a Salaried Position?
Yes. You can request a review before employer coverage ends. Enrollment eligibility and coverage start dates still depend on the plan.
Can I Include My Family in the Review?
Yes. Your review can cover household health insurance and personal life insurance, even if you are the only self-employed family member.
Can You Review Health Benefits for My Engineering Firm?
Yes. Firm owners can request an employee benefits review. Group plan eligibility and participation requirements apply.
Do I Need Business Financial Statements to Request a Review?
No. Start with your contact details and coverage needs. Any documents needed for a later application depend on the plan.
Compare Coverage and Cost
Marketplace plans are private insurance. Outside the Marketplace, some plans are ACA-compliant; others use medical underwriting and may exclude pre-existing conditions, cap benefits, or cover fewer services. A lower premium does not mean equivalent coverage.
- Compare what each plan covers, excludes, and could cost when you need care.
Korbos Health Solutions LLC is an independent insurance agency, not a government agency. Services are available where licensed. Availability, eligibility, premiums, benefits, exclusions, underwriting, and enrollment rules vary by state and plan. Non-ACA products may lack ACA protections. Limited-benefit and fixed-indemnity policies do not replace comprehensive major medical coverage. Savings, approval, and effective dates are not guaranteed. Keep existing coverage until any replacement is approved, effective, and understood.