- Licensed in 34 states - 5 Years of Experience - Free Consultation - Shop All Your Options - NPN#20611433
- Health Carriers: United Healthcare , Cigna, Aetna, BlueCross Blue Shield, First Health - Life Carriers - Tansamerica , Foresters , Ethos, Mutual of Omaha
What Would You Like to Review?
Choose the coverage you need to get started.
How We Can Help
- Explore health plans when you don't have employer coverage
- Compare monthly costs with changing commission income in mind
- See how other plans compare before you renew
- Check coverage for your doctors and prescriptions
- See whether your brokerage qualifies for employee health benefits
- Explore life insurance to help protect your family's future
Why Work with KHS?
A More Focused Way to Review Coverage
✓ Independent guidance across multiple insurance carriers
✓ Direct access to a licensed insurance advisor
✓ Clear explanations without insurance jargon
✓ Personalized recommendations based on your goals
✓ Help with applications and next steps
✓ A coverage review with no obligation to enroll
Common Questions
Do You Work with Independent Loan Officers?
Yes. Independent loan officers and mortgage brokerage owners can request personal, family, or eligible employee health coverage reviews.
Can I Review Personal Coverage Without Involving My Brokerage?
Yes. You can request a review for yourself and your family directly, without asking your brokerage to arrange it.
Can I Discuss Health and Life Insurance on the Same Call?
Yes. You can review both together or focus on one. Let us know your priority when you submit the request.
Can I Arrange the Review Around Closings?
Yes. Choose an available phone appointment, without needing to travel to an office.
Do I Need Commission Documents to Submit the Form?
No. The initial form asks for contact and basic coverage information. Later application requirements depend on the coverage you pursue.
Compare Coverage and Cost
Marketplace plans are private insurance. Outside the Marketplace, some plans are ACA-compliant; others use medical underwriting and may exclude pre-existing conditions, cap benefits, or cover fewer services. A lower premium does not mean equivalent coverage.
- Compare what each plan covers, excludes, and could cost when you need care.
Korbos Health Solutions LLC is an independent insurance agency, not a government agency. Services are available where licensed. Availability, eligibility, premiums, benefits, exclusions, underwriting, and enrollment rules vary by state and plan. Non-ACA products may lack ACA protections. Limited-benefit and fixed-indemnity policies do not replace comprehensive major medical coverage. Savings, approval, and effective dates are not guaranteed. Keep existing coverage until any replacement is approved, effective, and understood.