- Licensed in 34 states - 5 Years of Experience - Free Consultation - Shop All Your Options - NPN#20611433
- Health Carriers: United Healthcare , Cigna, Aetna, BlueCross Blue Shield, First Health - Life Carriers - Tansamerica , Foresters , Ethos, Mutual of Omaha
What Would You Like to Review?
Choose the coverage you need to get started.
How We Can Help
- Plan your own health coverage when starting an independent practice
- Check whether your preferred doctors and hospitals are in network
- Compare monthly premiums and what you pay for care
- Explore health benefits for your practice's employees
- Understand what's covered before you change health plans
- Review life insurance for your family and practice partners
Why Work with KHS?
A More Focused Way to Review Coverage
✓ Independent guidance across multiple insurance carriers
✓ Direct access to a licensed insurance advisor
✓ Clear explanations without insurance jargon
✓ Personalized recommendations based on your goals
✓ Help with applications and next steps
✓ A coverage review with no obligation to enroll
Common Questions
Do You Work with Locum Tenens and Independent Physicians?
Yes. Locum tenens physicians, independent physicians, and practice owners can request personal or family health and life insurance reviews.
Can I Request a Review Before Leaving a Hospital-Employed Role?
Yes. You can begin before your employer coverage ends. Enrollment eligibility and coverage start dates still depend on the plan.
Can My Review Include Both My Household and My Practice?
Yes. You can discuss household coverage and a separate health benefits review for eligible practice employees.
Can My Practice Manager Join the Benefits Discussion?
Yes. Your practice manager can join to help coordinate employee benefits decisions and next steps.
Do I Need to Visit an Office for the Review?
No. Choose an available phone appointment that fits around your clinical schedule.
Compare Coverage and Cost
Marketplace plans are private insurance. Outside the Marketplace, some plans are ACA-compliant; others use medical underwriting and may exclude pre-existing conditions, cap benefits, or cover fewer services. A lower premium does not mean equivalent coverage.
- Compare what each plan covers, excludes, and could cost when you need care.
Korbos Health Solutions LLC is an independent insurance agency, not a government agency. Services are available where licensed. Availability, eligibility, premiums, benefits, exclusions, underwriting, and enrollment rules vary by state and plan. Non-ACA products may lack ACA protections. Limited-benefit and fixed-indemnity policies do not replace comprehensive major medical coverage. Savings, approval, and effective dates are not guaranteed. Keep existing coverage until any replacement is approved, effective, and understood.