- Licensed in 34 states - 5 Years of Experience - Free Consultation - Shop All Your Options - NPN#20611433
- Health Carriers: United Healthcare , Cigna, Aetna, BlueCross Blue Shield, First Health - Life Carriers - Tansamerica , Foresters , Ethos, Mutual of Omaha
What Would You Like to Review?
Choose the coverage you need to get started.
How We Can Help
Compare health plans for you and your family
See whether your business qualifies for group health benefits
See how other plans compare before you renew
Understand monthly costs and what you pay when you need care
Check coverage for your doctors and prescriptions
Explore life insurance for your family and business partners
Why Work with KHS?
A More Focused Way to Review Coverage
✓ Independent guidance across multiple insurance carriers
✓ Direct access to a licensed insurance advisor
✓ Clear explanations without insurance jargon
✓ Personalized recommendations based on your goals
✓ Help with applications and next steps
✓ A coverage review with no obligation to enroll
Common Questions
Can You Help If I Have No Employees?
Yes. Business owners working on their own can request individual or family health and life insurance reviews.
Can I Review Personal Coverage Before Offering Employee Benefits?
Yes. You can focus on personal and family coverage first. An employee benefits review is a separate request.
Can I Review Health Benefits for a Small Team?
Yes. You can request an employee health benefits review for a small business. Group plan eligibility and participation requirements apply.
Can My Business Partner or Office Manager Join the Call?
Yes. Include whoever helps you make coverage decisions for the business so you can discuss the next steps together.
Does Requesting a Review Commit My Business to a Plan?
No. The form starts a conversation. Choosing a plan and completing an application are separate steps.
Compare Coverage and Cost
Marketplace plans are private insurance. Outside the Marketplace, some plans are ACA-compliant; others use medical underwriting and may exclude pre-existing conditions, cap benefits, or cover fewer services. A lower premium does not mean equivalent coverage.
- Compare what each plan covers, excludes, and could cost when you need care.
Korbos Health Solutions LLC is an independent insurance agency, not a government agency. Services are available where licensed. Availability, eligibility, premiums, benefits, exclusions, underwriting, and enrollment rules vary by state and plan. Non-ACA products may lack ACA protections. Limited-benefit and fixed-indemnity policies do not replace comprehensive major medical coverage. Savings, approval, and effective dates are not guaranteed. Keep existing coverage until any replacement is approved, effective, and understood.